I’m Latasha Nichols, a dedicated Life Insurance Agent in Memphis, Tennessee, with over 4 years of experience helping individuals and families protect their loved ones and plan for the future. I am fully licensed in Memphis and 11 other states, which allows me to protect families not only here locally but also nationwide. As an independent life insurance agent, I work with multiple trusted insurance providers to find the right coverage for every stage of life.

At Money Optimal Management, I proudly serve the Memphis community by offering a wide range of life insurance products in Memphis and nationwide, including Term Life Insurance, Final Expense Life Insurance, Permanent Life Insurance, and Annuities for Retirement Planning. Whether you’re looking for affordable coverage, long-term financial security, or reliable retirement income, I provide solutions designed to fit your unique needs.

I am proud to be accredited with the Better Business Bureau (BBB), which reflects my commitment to honesty, professionalism, and putting clients first. Beyond life insurance, I am also affiliated with a trusted debt solution company which allows me to support my clients with both financial protection and debt relief options.

As a licensed life insurance agent in Memphis and across the nation, my mission is to make the insurance process simple, stress-free, and personalized. From securing final expense insurance in Memphis to building wealth through permanent life insurance policies, I am here to guide you every step of the way. My goal is to protect what matters most—your family, your financial security, and your peace of mind.

NPN Number: 20157293